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h4{color:var(--color-primary);letter-spacing:-.3px;font-size:1.2rem;font-weight:700}.deliverables-list{flex-direction:column;gap:16px;list-style:none;display:flex}.deliverable-item{background:#f9fbfe;border:1px solid #e7eff8;border-radius:10px;align-items:flex-start;gap:12px;padding:14px 16px;transition:all .25s;display:flex}.deliverable-item:hover{border-color:var(--color-accent);background:#fff;transform:translate(4px);box-shadow:0 4px 14px #0a25400d}.deliv-bullet{background:var(--color-accent);border-radius:50%;width:8px;min-width:8px;height:8px;margin-top:6px}.deliv-content{color:var(--color-text-muted);font-size:.88rem;line-height:1.55}.deliv-content strong{color:var(--color-primary);font-weight:700}.impact-cards-grid{grid-template-columns:1fr;gap:12px;display:grid}.impact-mini-card{background:linear-gradient(145deg,#edf4fc 0%,#f7faff 100%);border:1px solid #d4af374d;border-radius:10px;padding:14px 18px;transition:transform .25s,box-shadow 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h3{color:var(--color-primary);letter-spacing:-.5px;margin-bottom:10px;font-size:clamp(1.8rem,3.5vw,2.4rem);font-weight:700}.why-header p{color:var(--color-text-muted);font-size:.95rem}.why-pillars-grid{grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:40px;display:grid}.why-pillar-card{background:#f8fafc;border:1.5px solid #e2e8f0;border-radius:14px;padding:32px 28px;transition:all .3s cubic-bezier(.2,0,0,1);position:relative}.why-pillar-card:hover{border-color:var(--color-accent);background:#fff;transform:translateY(-4px);box-shadow:0 14px 35px #0a254014}.why-pillar-card.highlighted{color:#fff;background:linear-gradient(145deg,#0a2540 0%,#153e75 100%);border-color:#d4af3799;box-shadow:0 12px 35px #0a25402e}.pillar-num{color:#c7d5e6;margin-bottom:14px;font-family:monospace;font-size:1.8rem;font-weight:800}.why-pillar-card.highlighted .pillar-num{color:#dfa82b}.why-pillar-card 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p{color:var(--color-text);max-width:860px;margin-bottom:20px;font-size:.96rem;line-height:1.65}.partner-link-box{background:linear-gradient(135deg,#edf3fa 0%,#fff 100%);border:1px solid #0a25401f;border-radius:12px;justify-content:space-between;align-items:center;gap:20px;padding:20px 24px;display:flex}.partner-details{flex-direction:column;gap:3px;display:flex}.partner-name{color:var(--color-primary);font-size:1.02rem;font-weight:700}.partner-url{color:var(--color-text-muted);word-break:break-all;font-size:.85rem}.partner-btn{white-space:nowrap;flex-shrink:0;align-items:center;gap:8px;padding:10px 22px;font-size:.88rem;display:inline-flex}.privacy-cta-banner{color:#fff;text-align:center;background:linear-gradient(135deg,#0a2540 0%,#153e75 100%);border:1px solid #d4af3759;border-radius:16px;padding:48px 40px;position:relative;overflow:hidden;box-shadow:0 16px 40px #0a25402e}.privacy-cta-banner:before{content:"";pointer-events:none;background:radial-gradient(circle,#d4af3726 0%,#0000 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svg{flex-shrink:0;margin-top:2px}.alert-neutral{background:var(--color-bg-purple);color:var(--color-text);border:1px solid #0a25401a}.alert-neutral svg{color:var(--color-primary)}.alert-privacy{background:var(--color-accent-light);color:#725004;border:1px solid #d4af3766}.alert-privacy svg{color:var(--color-accent)}.terms-split-grid{grid-template-columns:repeat(2,1fr);gap:28px;margin-bottom:32px;display:grid}.terms-split-grid .terms-card{margin-bottom:0}.eligibility-badge{color:#1e7e34;background:#edf7ee;border:1px solid #b7dfb3;border-radius:8px;align-self:flex-start;align-items:center;gap:8px;margin-top:8px;padding:8px 16px;font-size:.88rem;font-weight:700;display:inline-flex}.terms-bullet-list{flex-direction:column;gap:12px;margin:0;padding:0;list-style:none;display:flex}.terms-bullet-list li{align-items:flex-start;gap:10px;font-size:.93rem;line-height:1.55;display:flex}.terms-bullet-list li svg{color:var(--color-accent);flex-shrink:0;margin-top:2px}.sms-master-card{border:2px solid 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p{color:var(--color-text-muted);font-size:.88rem;line-height:1.55}.sms-example-quote{background:var(--color-bg-green);border-radius:10px;flex-direction:column;gap:10px;margin-top:4px;padding:18px 22px;display:flex}.quote-label{text-transform:uppercase;letter-spacing:.8px;color:var(--color-primary);font-size:.76rem;font-weight:700}.quote-items{flex-direction:column;gap:8px;display:flex}.quote-bubble{color:var(--color-text);border:1px solid #0a254014;border-left:3px solid var(--color-accent);background:#fff;border-radius:8px;padding:10px 16px;font-size:.9rem;font-style:italic}.frequency-cards-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.freq-card{text-align:center;background:#fbfcfe;border:1px solid #0a25401a;border-radius:12px;flex-direction:column;align-items:center;gap:8px;padding:22px 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print{.navbar,.footer,.terms-quick-nav,.terms-print-btn,.terms-cta-banner,.terms-breadcrumb{display:none!important}.terms-page{background:#fff!important;padding-top:0!important}.terms-hero{background:0 0!important;border-bottom:2px solid #000!important;padding:0 0 20px!important}.terms-card,.sms-master-card{box-shadow:none!important;border:1px solid #000!important}[data-animate]{opacity:1!important;transform:none!important}}:root{--color-primary:#0a2540;--color-primary-rich:#153e75;--color-accent:#c69214;--color-accent-hover:#dfa82b;--color-accent-light:#fdf8eb;--color-gold-border:#d4af37;--color-bg-white:#fff;--color-bg-green:#edf3fa;--color-bg-purple:#f3f6fb;--color-bg-footer:#f8f6f0;--color-text:#0b1e36;--color-text-muted:#536b88;--font-main:"Inter", sans-serif}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-main);color:var(--color-text);background-color:var(--color-bg-white);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:1.5;overflow-x:hidden}a{color:inherit;text-decoration:none}button{cursor:pointer;border:none;font-family:inherit}img{max-width:100%}.btn-primary{color:#fff;letter-spacing:.3px;text-align:center;background:linear-gradient(135deg,#0a2540 0%,#153e75 100%);border:1px solid #d4af3766;border-radius:30px;padding:13px 30px;font-size:.92rem;font-weight:600;transition:all .3s cubic-bezier(.22,1,.36,1);display:inline-block;position:relative;overflow:hidden;box-shadow:0 4px 14px #0a254026}.btn-primary:after{content:"";pointer-events:none;opacity:0;background:linear-gradient(90deg,#0000,#ffffff73,#d4af37b3,#0000);width:40%;height:200%;position:absolute;top:-50%;left:-80%;transform:rotate(25deg)}.btn-primary:hover:after{opacity:1;animation:.85s 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